These Terms of Service ("Terms") govern your use of rivorawealth.com and any related forms, advertisements, or communications (together, the "Service") operated by Rivora Wealth Partners Private Limited ("Rivora", "we", "us"). By using the Service, you agree to these Terms. If you do not agree, please do not use the Service.
Rivora is an RBI-compliant loan distributor / referral platform. We help you compare and apply for loan products offered by our partner banks and Non-Banking Financial Companies ("NBFCs", together "Lenders"). Rivora is not a bank or NBFC and does not itself sanction, disburse, or service any loan. Every loan decision — approval, interest rate, fees, and terms — is made solely by the Lender you are matched with, at that Lender's discretion.
You must be at least 18 years old and legally capable of entering into a binding contract under Indian law to use the Service or apply for a loan through us.
Rivora does not charge borrowers any fee to use the Service, compare offers, or submit an enquiry. We are compensated by our partner Lenders. Any processing fee, interest, or charge you owe is set solely by the Lender and disclosed in that Lender's Key Fact Statement (KFS) before you accept an offer.
You agree to provide accurate, current, and complete information when using the Service (including in any lead or application form) and to promptly update it if it changes. Lenders may decline an application or withdraw an offer based on information that is inaccurate or cannot be verified.
Where you provide PAN, Aadhaar, or other KYC details, or ask us to check your credit score or facilitate a loan application, you consent to Rivora and its partner Lenders processing that data for those specific purposes, consistent with our Privacy Policy. You also consent to being contacted by phone, SMS, email, or WhatsApp regarding your enquiry, even if your number is registered on India's National Customer Preference Register (NCPR/DND), to the extent permitted by applicable regulations for transactional/service communication.
If you proceed with a Lender, that Lender's own terms, KFS, and loan agreement will govern the loan itself. Rivora is not a party to that agreement and is not liable for a Lender's decisions, delays, service quality, or the terms it offers.
The Rivora name, logo, and website content are the property of Rivora Wealth Partners Private Limited and may not be copied, reproduced, or used without our prior written consent.
Submitting an enquiry or application through Rivora does not guarantee that any Lender will approve your loan, or on what terms. Indicative rates shown on this site are starting rates for illustration and are subject to change and to each Lender's credit policy.
To the maximum extent permitted by law, Rivora is not liable for any indirect, incidental, or consequential loss arising from your use of the Service, your dealings with a Lender, or a Lender's decision, delay, or conduct. Nothing in these Terms limits liability that cannot lawfully be excluded under Indian law.
We may update these Terms from time to time. The latest version will always be available at rivorawealth.com/terms.html with the date above. Continued use of the Service after an update constitutes acceptance of the revised Terms.
These Terms are governed by the laws of India. Courts at Chandigarh shall have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the Service.
